About Us

Welcome to FINCHOS - Your trusted Mortgage Broker

When it comes to finding the best home loans, you can’t get much better than a local expert committed to good old fashioned service.

Pradeep Digalla is an experienced mortgage broker who prides himself on the relationships he builds with his clients. A home finance professional who is ready to go above and beyond to find you the best mortgage deal for your situation.

He knows what it takes to succeed in property and business in this great part of Australia and is committed to helping others do so too.

In addition to assisting you with all aspects of the home loan process, he will provide expert guidance through your property purchase and with planning for future investments.

That’s because Pradeep is dedicated to ensuring that your loan finance meets both your short term and long term needs.

Our team of professional mortgage brokers will guide you through the entire loan application process, and with access to over 20 lenders, our team can find the ideal loan for you.

Whether you’re buying, refinancing or consolidating, and to create a personalized loan structure or position your investment purchase to the best tax advantage – contact Pradeep today to get all your home loan finance questions answered


There are two main reasons.

Firstly we can help demystify the complex home loan market. This means that we can provide you with simple explanations of the industry jargon. It also means that we can help you with the calculations required to compare different products. These calculations can be rather complex and we have specialized software to assist with this task.

The second reason is to save time. Wading through all the different loan products on the market can be time consuming and tedious. If you can afford a home loan then it is more than likely that you are working hard and have limited spare time available. A lot of this time has already been used searching for a property. You don’t need to spend more of your precious time searching for a home loan.


Services Information

We don’t charge you for the service
We explain all of the fees and charges associated with the loan.
We explain the effective interest rate of the loan.
We have access to a wide range of lenders.
We offer an extensive range of products.
We are all qualified mortgage consultants with many years of banking experience.
We carry professional indemnity insurance.
We are all members of the Mortgage Brokers Association of Australia.

We are a “one-stop-shop” for first and subsequent home buyers, refinancers, property investors, and someone wanting to consolidate debts. We will take into account many factors including your lifestyle, financial history, financial institution of choice, and whether you desire regular branch access and support, or are simply seeking the lowest interest rate home loan. At all times we work for you, not the lender.

Whether you are a Salary Earner or Self-Employed, have a Good Credit Record, or a Bad One, or Are Buying or Refinancing there is a good chance that we will have the loan for you.

There is now a home loan to accommodate almost every situation.

The types of loans and financial products we can source include:
  • Basic variable home loans
  • Standard variable home loans
  • Introductory rate mortgages
  • Interest offset accounts
  • Interest only mortgages
  • Line of Credit
  • Fixed rate home loans
  • Low Doc home loans
  • Construction finance
  • Leases and hire purchase
  • Commercial Finance
  • Deposit Bonds

The mortgage market is a minefield that can cost you thousands of dollars if you don’t choose the right home finance. Don’t waste your time making enquiries at numerous banks and non bank lenders. Contact the team at Finchos Mortgages and get the information in one go. Our appraisals are un-bias and obligation free.

A finance broker can help you find the most appropriate loan to suit your unique needs and circumstances. The advantage of working with a finance broker is that they have knowledge of a broad spread of products from multiple lenders. Finance brokers endeavor to recommend products that suit the client’s needs and objectives.

Finchos Accredited Finance Brokers have the knowledge and expertise to secure loans for even the most complex financial scenarios. Consumers can take confidence in the fact that an Finchos Finance Broker will only recommend products that are suitable for their needs and circumstances.